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Access Reliable Legal Advice on Long-Term Disability Claims in Calgary

Life with a long-term disability can be tough not only for the disabled person but also for the family members. Denial of long-term disability benefits can worsen the situation. If your disability insurer imposes unreasonable deadlines or refuses to pay out a disability claim, you must seek legal advice. Our lawyers endeavour to fight for you to get what you are entitled to. All you need is your insurance policy, medical records and any correspondence from your disability insurer in order to start the review process of your claim. Get in touch with our team for more information.

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What Medical Conditions are Included in Long-term Disabilities?

A long-term disability is a medical condition in which a person is unable to work for the foreseeable future. Receiving long-term disability support can help alleviate the financial burden while you work on recovering from your disability. Some examples of long-term disabilities include (but are not limited to):

  • Cardiovascular disease or stroke

  • Cancer

  • Post-traumatic stress disorder

  • Mental health problems

  • Mood disorders like bipolar, depression, and anxiety

  • Brain injuries

  • Chronic pain

  • Chronic fatigue

  • Diabetes

  • Arthritis and rheumatoid arthritis

  • Multiple sclerosis

  • Lupus

  • Fibromyalgia

  • Crohn’s

  • Colitis

An insurance provider can deny a claim for many reasons. Disability claims are often time-sensitive, so do not wait to call us for legal help. Call us today for a free consultation


Having access to the right information can help you make reasonable decisions regarding long-term disability claims in Calgary. When you come to us, our team will ensure you have access to the right know-how. In the meanwhile, we invite you to read the following frequently asked questions about long-term disability claims in Calgary:


What Is Long-term Disability Insurance?


In general terms, long-term disability insurance is a protection against the financial effects of not being able to work due to an injury, illness or a medical condition.  This illness, injury or medical condition might prevent a person from working and earning a wage to fulfil their basic requirements for an extended period, setting it apart from a short-term disability.


How Are Long-Term Disability Claims Different From Short-term Claims?


Short-term claims provide you with wage coverage for medical conditions and injuries that prevent you from working for a short term. In contrast, long-term disability claims offer financial support for an extended period.


Who Is Responsible for Paying for Disability Coverage?


People can buy long-term disability insurance either through a broker or an insurance company. In many cases, long-term disability insurance might have been received through an employer. In the latter, the employee, both the employer and the employee, or solely the employer, could've paid for the policy.


Do you have any more questions regarding long-term disability coverage in Calgary? We invite you to send them to us, and we will get back to you shortly.

Our Legal Services

Accident Injury Law

Accidents on the road can happen at any time. Injuries and damage to your vehicle are common side-effects of being involved in a motor vehicle accident.  We can help you explore your legal options if you have sustained injuries in an accident.

Personal Injury Law

If you slip and fall, and you believe the cause of your injury to be a person or company's negligence, you might be entitled to financial compensation. Stephens Holman Devraj can offer you legal advice on the matter.

CAP Claims

If your injuries fall under the minor injury regulations, then your claim might be capped at a regulated amount referred to as a CAP claim. However, some claims that appear to be CAP claims, may fall outside of this CAP. It is important to seek legal advice.

Wrongful Death

If you have lost a loved one and believe another party to be at fault, you may be entitled to a wrongful death claim. This allows certain family members to get compensation for their loss and we, at Stephens Holman Devraj, can help you with your claim.

Long Term Disability Claims

Long-Term Disability Claims 

Accidents can cause long-term disabilities and prevent you from going back to life as you knew it. In such scenarios, we aim to help you in getting your long-term disability benefits and the means for the best possible quality of life.

Notary Services

Our services include notarization of documents, administering oaths, affirmations and solemn declarations.

What to Do in an Accident

Panic can worsen the situation at the site of the accident. Try to stay calm, seek immediate medical attention, and retain information related to the accident so that it can help you get compensation and justice.  

Need Long-term Financial Support?

The lawyers at Stephens Holman Devraj can help you with your long-term disability claims originally rejected by your insurer.

Get A Free Consultation

Contact us

Stephens Holman Devraj

412 16 Ave NE,

Calgary, AB T2E 1K2



Monday - Friday 08:30 AM - 04:30 PM

Saturday and Sunday: By appointment 

GMB Best in Calgary


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